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Employment Practices Liability Insurance – EPLI Insurance

Protect Your Investment Property & Yourself

Employment Practices Liability Insurance - EPLI Insurance, EPLI, or Employment Practices Liability Insurance covers businesses and business owners against claims by workers, employees or ex-employees that their legal rights as employees have been violated.

Lawsuits filed by employees or ex-employees against their employers has been rising. Recently, with the increase of layoffs due to a weak economy or faltering business incomes more and more companies are being forced to lay off their staff resulting in Employment Practices Liability Claims. Although many suits are filed against large corporations, no company is immune to such lawsuits.

Without EPLI or Employment Practices Liability Insurance, your company may be left alone, without support to defend claims.

Now that smaller companies are coming under fire for similar economic downtrends, they too, are targets for Employment Practices and need this kind of protection, some insurers provide this coverage as an endorsement to their Businessowners Policy (BOP), but this is becoming more rare due to the increase in EPLI Claims. Most Insurance Companies offer EPLI as a stand-alone coverage.

EPLI Provides Insured Protection Against Many Kinds Of Employee Lawsuits, Including Claims Of

The Average Cost Of EPLI Coverage Depends On

EPLI Policies Will Reimburse Your Company Against

Policies also typically do not pay for punitive damages or civil or criminal fines. Liabilities covered by other insurance policies such as Workers Compensation, General Liability, Personal Injury are excluded from EPLI policies.

To Prevent Employee Practice Liability Lawsuits

Do not take lightly the importance of your EPLI - Employment Practices Liability Insurance. Too many businesses and companies do not consider it until there is a loss which may be catastrophic for any business.

Contact us today to schedule your comprehensive insurance consultation.

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